In an ideal world, your health insurance should also offer dental insurance coverage but in the real world it doesn’t happen that way. Most insurance plans including those that you may have from your employer are excluding any dental insurance coverage hence you inevitably have to look for separate programs elsewhere for this particular type of cover.There are hundreds of dental insurance programs available from numerous companies. You can easily spot a few dozen online upon a quick search. Regretfully, most of these policies make tall claims and offer unrealistic coverage options. You would be paying hefty premiums and also be unable to redeem the dental coverage when you most need it. It is better to be pragmatic than to fall for too good to be true insurance schemes.• One of the best ways to get affordable dental insurance programs is through your employer. Your employer may not have such a practice and might not be interested in partially sharing the premiums of the insurance programs but getting routed to a company through your employer would get you better coverage options at more affordable prices. Your colleagues can also get on board and sign up seeing better plans in which case the insurance provider would be more than happy to acquire new clients.• If you have to seek for a solution online then get on to the comparison sites where you can compare many insurance plans and schemes on the market at the same time. This strategy will tell you in clear and no uncertain terms which programs are better and what is the least amount of premium you have to pay for a certain amount of coverage.• A good alternative to get affordable dental insurance programs is to sign up for a dental discount card. These are not conventional insurances and are far from offering the full coverage options. But these offer some discounts which can come very handy at times of need. Because these discount cards have predefined discounts on diagnoses and treatments, you can use them on the spot at a dental center and get a discount off the bills. This works well for many who cannot afford the high costs of some of the premiums quoted.• Lastly, you can go for partial coverage which will exclude some of the major treatments but such dental insurance programs will cover normal diagnoses and common less expensive dental treatments.