- Health

Supplemental Insurance for Seniors

We’ve compiled a list of Medicare Supplements insurance. Medigap is another name for Medicare Supplements. Please note, the list is composed of overall premium prices in the area. The prices may be different depending on your personal information. Pricing factors include age, gender, location, etc.

Medicare Supplements in Florida for 2018

There are 10 policies, lettered A-N. We’ve put a list together that includes 3 letter plans, C, F & G. Not every carrier is required to make all letter plans available. There are some letter plans that have multiple carriers that offer it and some that only have a few.

Our first letter plan comparison is Plan C:

There are only two providers that offer this Medigap Plan C in Florida. It’s also important to note that dental benefits are not included with Medigap plans.

Our second comparison is for Medigap Plan F rates:

You have more carrier options to choose from with this letter plan. It’s also the most popular plan among Medicare recipients because it’s the plan that includes the most benefits, including coverage for both your Part A & B deductible.

There’s also an alternative Plan F that has a much lower premium and includes the same benefits. For more information on the alternative Plan F, please read Medicare Medigap high deductible Plan F.

Our third comparison is for Plan G:

Plan G is a little less expensive then Plan F because it doesn’t include coverage for your Medicare Part B deducible. You can compare Medicare Supplement plans F and G here.

Medicare Supplement Quotes for Florida

We randomly picked 3 letter plans to compare. Below you’ll find Medigap quotes for Florida for letter Plan B, D & F.

Medigap Plan B includes the core policy benefits found in Plan A. The only difference is it also includes coverage for your Medicare Part A deductible.

Medigap Plan D includes additional coverage benefits for skilled nursing care & Medicare coverage outside the U.S.

Not every carrier is required to offer all supplement Medigap plans. You’ll find that some letter plans have multiple carriers to choose from and some only have 1 or 2 carries to choose from.

Medicare Plan F High Deductible Plans are the most popular choice among Floridians. It includes all the optional benefits that you can have in addition to the core policy benefits.

With Plan F, you have multiple carriers to choose from. Choosing the cheapest plan can actually cost you more in the long run.

There are a few different ways a carrier can rate plan premiums. What’s the cheapest plan option now, might cost you more over time.

Plan F also covers any Part B excess charges, You can learn more about what Part B excess charges are here.

One of the biggest questions we get is “what if I have pre-existing conditions?” As long as you enroll during your Open Enrollment Period you’ll be given guaranteed issue rights.

This means you won’t be required to undergo medical underwriting.